First home buyer stamp duty in Australian Capital Territory (2026)
Home Buyer Concession Scheme (HBCS)
$0possible duty for eligible buyers
Eligible ACT buyers pay $0 conveyance duty at any price — the income test and value cap were removed from 1 July 2026.
What a first home buyer pays at common prices
| Property price | Standard duty | First home buyer |
|---|---|---|
| $600,000 | $12,728 | $0 |
| $700,000 | $17,048 | $0 |
| $800,000 | $22,158 | $0 |
| $900,000 | $28,058 | $0 |
From 1 July 2026 the HBCS income test and the property value limit were both removed: eligible buyers pay no conveyance duty at any price. Eligibility: every buyer is an individual 18 or over, no buyer (or their partner) has owned property in the last 5 years, and you live in the home for at least a year. A first home buyer meets the prior-property rule by definition.
Stamp duty calculator
ACT$12,728 transfer duty
- Standard (general) duty
- $12,728
ACT figures from ACT Revenue Office. Estimate only — your conveyancer and the revenue office confirm the exact duty. Full breakdown for $600,000 in ACT →
Who qualifies (in general)
- You (and usually your co-buyers) have not owned residential property in Australia before.
- You buy the home to live in it, and move in within the required period.
- The property value is within the scheme's threshold for the concession or exemption.
- Eligibility and thresholds are set by ACT Revenue Office and can change — always confirm on the official page before you rely on a figure.
Common questions
- Do first home buyers pay stamp duty in Australian Capital Territory?
- Eligible ACT buyers pay $0 conveyance duty at any price — the income test and value cap were removed from 1 July 2026. From 1 July 2026 the HBCS income test and the property value limit were both removed: eligible buyers pay no conveyance duty at any price. Eligibility: every buyer is an individual 18 or over, no buyer (or their partner) has owned property in the last 5 years, and you live in the home for at least a year. A first home buyer meets the prior-property rule by definition.
- What is the ACT first home buyer scheme called?
- The Home Buyer Concession Scheme (HBCS), administered by ACT Revenue Office. Full terms and eligibility are on the office page linked below.