Stamp duty on a $975,000 house in QLD
Queensland · transfer duty
Transfer duty on a $975,000 property in Queensland at the standard rate. Verified 16 July 2026, source: Queensland Revenue Office.
Owner-occupier (home concession): $29,725 · First home buyer: $29,725
A $975,000 value falls in the $540,001 to $1,000,000 band, where duty is $17,325 + $4.50 per $100 over $540,000 — $36,900 in total.
Stamp duty calculator
QLD- Standard (general) duty
- $36,900
- Home concession (you live in the home)
- $29,725
QLD figures from Queensland Revenue Office. Estimate only — your conveyancer and the revenue office confirm the exact duty. Full breakdown for $975,000 in QLD →
What a first home buyer or owner-occupier pays
Established first home: home-concession duty $29,725 less the $0 first-home concession. Phases out at $800,000. First home buyer duty in QLD →
Deposit, loan and repayments at $975,000
| Deposit | Deposit amount | Loan | Approx. monthly | Indicative LMI |
|---|---|---|---|---|
| 20% (no LMI) | $195,000 | $780,000 | $4,676.49 | $0 |
| 10% | $97,500 | $877,500 | $5,261.06 | $18,428 |
Repayments assume 6% p.a. over 30 years; LMI is an indicative estimate. Adjust the rate and term →
The same price in other states
| State | Duty on $975,000 | |
|---|---|---|
| Queensland | $36,900 | |
| New South Wales | $38,062 | view |
| Victoria | $53,625 | view |
| Western Australia | $41,328 | view |
Compare all eight states side by side →
QLD transfer duty schedule
| Dutiable value | Duty payable |
|---|---|
| Up to $5,000 | Nil |
| $5,001 to $75,000 | $1.50 per $100 over $5,000 |
| $75,001 to $540,000 | $1,050 + $3.50 per $100 over $75,000 |
| $540,001 to $1,000,000 | $17,325 + $4.50 per $100 over $540,000 |
| Over $1,000,000 | $38,025 + $5.75 per $100 over $1,000,000 |
Nearby prices in QLD
Common questions
- How much is stamp duty on a $975,000 property in Queensland?
- Transfer duty is $36,900 at the QLD general rate for a $975,000 property, calculated from the Queensland Revenue Office schedule. An owner-occupier who lives in the home pays $29,725. As a first home buyer, a concession brings this down to about $29,725.
- Is stamp duty paid on top of the purchase price?
- Yes. The $36,900 duty is separate from the $975,000 price and is normally paid at settlement. On a 20% deposit of $195,000, budget for the duty as an additional upfront cost.
- What deposit and loan do I need for a $975,000 home?
- A 20% deposit is $195,000, leaving a $780,000 loan (about $4,676.49 a month at 6% over 30 years, no LMI). With a 10% deposit of $97,500 the loan is $877,500 and indicative LMI is around $18,428.
- Do foreign buyers pay extra duty in Queensland?
- Foreign purchasers usually pay an additional surcharge on top of transfer duty. It is charged separately from the $36,900 owner-occupier figure — confirm the current surcharge rate with Queensland Revenue Office.