How much is stamp duty on a $425,000 property in South Australia?

Transfer duty is $17,580 at the SA general rate for a $425,000 property, calculated from the RevenueSA schedule. First home buyers pay the same standard duty at this price.

Is stamp duty paid on top of the purchase price?

Yes. The $17,580 duty is separate from the $425,000 price and is normally paid at settlement. On a 20% deposit of $85,000, budget for the duty as an additional upfront cost.

What deposit and loan do I need for a $425,000 home?

A 20% deposit is $85,000, leaving a $340,000 loan (about $2,038.47 a month at 6% over 30 years, no LMI). With a 10% deposit of $42,500 the loan is $382,500 and indicative LMI is around $5,661.

Do foreign buyers pay extra duty in South Australia?

Foreign purchasers usually pay an additional surcharge on top of transfer duty. It is charged separately from the $17,580 owner-occupier figure — confirm the current surcharge rate with RevenueSA.

Stamp duty on a $425,000 house in SA

South Australia · transfer duty

$17,580

Transfer duty on a $425,000 property in South Australia at the standard rate. Verified 17 July 2026, source: RevenueSA.

First home buyer: $17,580

A $425,000 value falls in the $300,001 to $500,000 band, where duty is $11,330 + $5.00 per $100 over $300,000 — $17,580 in total.

Stamp duty calculator

Property price

I'll live in it (owner-occupier)First home buyerForeign purchaser

$17,580 transfer duty

Standard (general) duty: $17,580

SA figures from RevenueSA. Estimate only — your conveyancer and the revenue office confirm the exact duty. Full breakdown for $425,000 in SA →

What a first home buyer or owner-occupier pays

$17,580Standard / investor rate

$17,580First home buyer

The first-home relief applies to new builds only; buyers of established homes pay the standard rate. First home buyer duty in SA →

Deposit, loan and repayments at $425,000

Deposit	Deposit amount	Loan	Approx. monthly	Indicative LMI
20% (no LMI)	$85,000	$340,000	$2,038.47	$0
10%	$42,500	$382,500	$2,293.28	$5,661

Repayments assume 6% p.a. over 30 years; LMI is an indicative estimate. Adjust the rate and term →

The same price in other states

State	Duty on $425,000
South Australia	$17,580
New South Wales	$13,312	view
Victoria	$20,570	view
Queensland	$13,300	view

Compare all eight states side by side →

SA transfer duty schedule

South Australia conveyance duty. The band for $425,000 is highlighted.
Dutiable value	Duty payable
Up to $12,000	$1.00 per $100
$12,001 to $30,000	$120 + $2.00 per $100 over $12,000
$30,001 to $50,000	$480 + $3.00 per $100 over $30,000
$50,001 to $100,000	$1,080 + $3.50 per $100 over $50,000
$100,001 to $200,000	$2,830 + $4.00 per $100 over $100,000
$200,001 to $250,000	$6,830 + $4.25 per $100 over $200,000
$250,001 to $300,000	$8,955 + $4.75 per $100 over $250,000
$300,001 to $500,000	$11,330 + $5.00 per $100 over $300,000
Over $500,000	$21,330 + $5.50 per $100 over $500,000

Nearby prices in SA

Common questions

How much is stamp duty on a $425,000 property in South Australia?: Transfer duty is $17,580 at the SA general rate for a $425,000 property, calculated from the RevenueSA schedule. First home buyers pay the same standard duty at this price.
Is stamp duty paid on top of the purchase price?: Yes. The $17,580 duty is separate from the $425,000 price and is normally paid at settlement. On a 20% deposit of $85,000, budget for the duty as an additional upfront cost.
What deposit and loan do I need for a $425,000 home?: A 20% deposit is $85,000, leaving a $340,000 loan (about $2,038.47 a month at 6% over 30 years, no LMI). With a 10% deposit of $42,500 the loan is $382,500 and indicative LMI is around $5,661.
Do foreign buyers pay extra duty in South Australia?: Foreign purchasers usually pay an additional surcharge on top of transfer duty. It is charged separately from the $17,580 owner-occupier figure — confirm the current surcharge rate with RevenueSA.